“So why is it that we no longer need to be our own personal IT managers, but we still need to be our own personal treasury managers? How is it that we all have an always connected super-computer in our pockets (no IT manager required)—but still suffer the same financial management problems we did twenty years ago?”

…

“As it turns out, if you want someone who’s truly on your side—if you want your own personal treasury manager—this doesn’t exist today. You either have to do it yourself or hire a team of professionals to do it. This might include a Registered Investment Adviser (an RIA—required by law to act as a fiduciary), an accountant, a tax specialist and a lawyer.”

…

“The problem is that these people are extremely expensive. The good news is—as software eats money—for the first time this might be possible.”

Why self-driving money is more important than self-driving cars

What a fantastic vision. And within grasp.Software that manages your cash, investments, debt, taxes, risk. Aligned with your interests.